Skip to content
Mr Cooper

Mr Cooper Reviews

www.mrcooper.com
What is your customer experience with Mr Cooper?

Mr Cooper Overview

The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.

AI insights based on reviews
Rating Distribution

Mr Cooper has a 1.3 star rating from 259 reviews; 18% would recommend. Consumers are mostly dissatisfied, 75% request improved customer service and 88% say they will not reuse the service.

Key Takeaways for Future Customers

  • Expect difficulty reaching a live rep; document calls and keep records 5 years.
  • Ask for escrow, tax, transfer, and refund paperwork up front.
  • Verify payments and account changes to avoid billing errors.

Negative Feedback / Risk Areas

  • Unresponsive customer service and automated systems hinder resolutions.
  • Billing errors, missing tax payments, and transfer paperwork problems.
  • Refund delays and unresolved dispute cases reported in many Mr Cooper reviews.

Positive Feedback

No consistent positives reported; reviewers note high price level and poor reliability.

View full overview ›

Media from reviews

Mr Cooper - *** - Review in Loans and Mortgages category  from ***,  ***
Mr Cooper - Refund due - not received - void check emailedMr Cooper - To complainMr Cooper - No points from me,...Ever!!Idiots!!Mr Cooper - Will not connect to a LIVE AGENTMr Cooper - Will not connect to a LIVE AGENT - Image 2Mr Cooper - I needed to talk to a representative because my loan number I keep putting in...
View all media ›

Turn one complaint into a collective action

PC collective complaint

A Collective Complaint helps you unite consumers dealing with the same issue, such as wrong charges, unexpected fees, damaged items, or misleading promises. It goes beyond a single review by growing stronger with every signature, making it harder to ignore. Once you reach 20 supporters, we’ll send it to the company to encourage a response.

Start Collective Complaint
Show reviews that mention
mortgage loan account payment check customer service customer service refund money
Filter review
Sort by
Angela J Fys

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Orlando, Florida

I need loan assumption paperwork and...

AI Highlights
  • - Request loan assumption, modification, and transfer papers for loan #040957****.
  • - Copy of probate-related name-change and transfer docs needed.

I need loan assumption paperwork and loan modicafatipn done while you serviced this loan # 040957**** Oct 23 , 2023 and all transfer papers that Selenne was supposed to get so we know that it was successfully transferred out of Jennies name into Angelas Name Probate was done after she died in June 11,2019 to selene finance they need this paperwork and I can not find it for them please send my copies to me of this loan transfer what was owed before her death and assumption and loan modification transfer paperwork please 321-289-**** and email to dreamfeather123@***.com or to the home address 643 Oakwood Place Titusville Florida 32780

User's recommendation: Amortization / Assumption papers

View full review
Thomas C Fdv

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Galesburg, Illinois

2022 property taxes weren't paid.

AI Highlights
  • - Staff sent wires showing taxes paid, but the treasurer says they were not received.
  • - Now taxes are said not to be paid while the reviewer is out $4,195.
Mr Cooper - 2022 property taxes weren't paid.
Mr Cooper - 2022 property taxes weren't paid. - Image 2
Mr Cooper - 2022 property taxes weren't paid. - Image 3
Mr Cooper - 2022 property taxes weren't paid. - Image 4

Mr. Cooper/Nationstar/Rocket Mortgage sent me documents showing both installments paid via wire.

The Macon County (Illinois) Treasurer said they were never received.

A subsequent callback to Nationstar was when they claimed the taxes were not paid because we paid the loan off early (1 month). They are now in the process of sending me documents stating the taxes were not paid; meanwhile, I'm still out of $4,195.

Loss:
$4195

Preferred solution: Full refund

User's recommendation: Keep records 5 years,

View full review
Gale D Jlh

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Mortgage interest for 2025

I never got a response to ask my question.

Please a representative to call me at (918) 916-****. Need to know the mortgage interest I paid in 2025 on loan number 71588****. Thanks.

Preferred solution: Mortgage interest for 2025

User's recommendation: Make it easier to ask questions.

View full review
Javier F Cvy

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Santa Marta, Magdalena Department

Payment

Estoy fuera del país y no puedo hacer mi pago. No puedo llamar, no tengo acceso.

Llego a mi casa el día 5 de julio. ¿Qué puedo hacer?

Preferred solution: Hacer un pago

View full review
Anonymous
map-marker Chicago, Illinois

Pissed off cosumer

AI Highlights
  • - Two $2,400 payments were sent to the company instead of United Wholesale Mortgage.
  • - The bank shows United Wholesale Mortgage as the recipient.

On May 29 and June 26 2400.00 dollars was paid out of my checking account to you for my mortgage. Its supposed to go to United Wholesale Mortgage.

I don't know how this is happening. IN my bank app it shows United Wholesale Mortgage. Today 2400.00 was deposited into my checking account, which I am thinking is from your company.

Im still short 2400.00. I need this corrected as soon as possible.

Thank you

Steven Babcock

View full review
Anonymous
map-marker San Jose, California

Greetings to it may concern ! My name is *** . I would like to know it account number and all the information about my account . You can call or text or email the information to me . T

I try to call this week , the recording want my account number or my social security number . I'm not going to give my social security number to no recording .

I need to talk to someone about situation . Thank you for your time .

View full review
Janice S Czo

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Minden, Louisiana

*** - Review in Loans and Mortgages category from ***, ***

AI Highlights
  • - Refinance on 12/13/2024; a loan bill is claimed unpaid.
  • - I am trying to verify payment per my paperwork.
  • - I don't think a double payment is needed.
Mr Cooper - *** - Review in Loans and Mortgages category  from ***,  ***

I'm calling in regards to a refinance I had on 12/13/2024. A bill was paid through my loan that they're saying was not paid, and they're wanting their money now.

And I was trying to figure out if they were paid because according to my paperwork, they were. And I don't think they need to be paid twice.

But when I call, nobody seems to know what's going on. Appreciate it.

View full review
Darrell C Mmk

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Clinton, Mississippi

Cannot get a person no matter what I...

stars-rating-full stars-rating-full stars-rating-full stars-rating-full stars-rating-full
AI Highlights
  • - Cannot reach a live person; the recording does not help.
  • - Loan moved from Wells Fargo to Mr. Cooper.
  • - Property tax for 2025 not paid; call 601-405-****.

Cannot get a person no matter what I do. The recording does not accomplish what I need.

My Mortgage loan was transferred from *** Fargo to *** and I am just now finding out my Property Tax was not paid for 2025.

All money was transferred to ***. Please have a person call me at *** as soon as you can.

Thanks,

Cons:
  • Cant speak to a person website doesnt have all the information

Preferred solution: A solution to property tax not being paid.

User's recommendation: Do not accept having your loan transferred to Mr. Cooper.

View full review
TERRY C Flr
map-marker Douglasville, Georgia

Finance questions

Check from State Farm for payment with nationstar & myself, how can I get release for payment for constructions?

Preferred solution: I need release from Nationstar to endorse check which myself is also that must endorse check. New roof has completed on April on 27, 2026 by STATE FARM who has paid for payment that must pay. Which direction do I go?

View full review
Jonathan V Pfp

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Port Orange, Florida

We are in need of 2025 tax statements...

stars-rating-full stars-rating-full stars-rating-full stars-rating-full stars-rating-full

We are in need of 2025 tax statements for *** two residences:

******

******

Cons:
  • Our experience with them

Preferred solution: 2025 tax statements on 2 residences

User's recommendation: do not do business with them you cannot reach a live person at all

View full review
James K Skn

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Caldwell, Idaho

We did not receive our tax returns on our mortgage loan

stars-rating-full stars-rating-full stars-rating-full stars-rating-full stars-rating-full

We have not received our tax returns for 20178 *** way

***

Please forward them to me asap

***

208608****

View full review
Kenda S Koh
map-marker Omaha, Nebraska

Find out why I have a credit problrm

Five years after I paid my loan off, they are on my credit report and I'm trying to find out why I can't talk to a person, so I'm really pissed about this.

Preferred solution: To find out why I have 3 loans from them on my credit report

View full review
Jocelyne R Hib

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Boston, New York

Constant stress

stars-rating-full stars-rating-full stars-rating-full stars-rating-full stars-rating-full

I was in hospital & they're constantly telling me that they are foreclosing on my Mort I owe 19000. & They constantly threaten me with foreclosurenot to use Mr *** for Mort copper

User's recommendation: Not to use Mr Copper for Mort copper

View full review
Anonymous
map-marker Seymour, Indiana

I have a check to cash

I mailed the check from the insurance company but have not heard back nor have I received any correspondence from bank.

View full review
Angela J Fys

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Winter Park, Florida

They never put my name on loan after loan modification and sent my Mortage somewhere else ***

stars-rating-full stars-rating-full stars-rating-full stars-rating-full stars-rating-full
AI Highlights
  • - Loan modification approved in my name, not Jennie Jones estate; Jennie Jones is deceased.
  • - Angela Jones was not named as the borrower.

The paperwork was not done putting my name assuming the loan at {{Redacted}} before you transferred after a loan modification was approved in My name not *** estate she has been dead since 2019 and I am beside myself you did not trasfer *** as The Borrower .. Why???

View full review
Joseph M Ryr

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Brewster, New York

Payoff letter

stars-rating-full stars-rating-full stars-rating-full stars-rating-full stars-rating-full
Updated by user Mar 26, 2026

Spent numerous minutes and numerous calls to no avail

Original review Mar 24, 2026

The worst experience ever. Caught in a loop of information that's not available.

Just a horrible experience. Never again.

Preferred solution: Speak to a team mey

User's recommendation: Stay away

View full review

Why Trust Reviews on PissedConsumer?

  • Professional auto and live moderation
  • 100% user-generated content
  • Equal opportunity and protection
  • Zero tolerance for fake reviews
  • Verified content
  • PissedConsumer is on the Inc. 5000 list

For more information read Blog article